The Affordable Care Take action, also known as "Obamacare ," provides more than 60 preventive care services at no cost to the patient," />

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Precautionary Care Services and the Affordable Treatment Act

September 16th, 2013

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Dr. Jesse Heber, with UCLA ‘s Danger Factor Obesity Program, examines Michele Houghtaling, who is paying out of pocket for the dietary program. Under the Affordable Care Take action, those services will be covered by insurance for patients who are overweight or obese.

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The Affordable Care Take action, also known as “Obamacare, ” goes into impact on Jan. 1, 2014.

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Beginning Oct. 1, you will be able to purchase health insurance with the California’s health exchange called Covered California. If you have a current health plan, you can keep it or you purchase a a different one from either Covered California or even directly from an insurance provider.

No matter how you purchase your insurance, beginning Jan. 1, your policy will cover more than 60 preventive tests and treatments as required by the Affordable Care Act.

“All preventative services that are approved and have strong scientific evidence must be included in insurers at no cost to the member, ” said Dr. Gerald Kominski, representative of UCLA’s Center for Health Policy Research.

The rationale for paying for those services is it is less expensive to prevent disease than to deal with disease. More importantly, these simple remedies could save your life; at the very least they can help you reside well and vibrantly.

A preventive service will be included in insurance if studies have shown it up on be accurate and cost effective. That means that certain tests, such as Prostate Particular Antigen or PSA, which is used in order to screen for prostate cancer, will not be covered because there are questions about its accuracy.

Treadmill “stress ” tests, which may detect otherwise silent heart disease, may be covered for some people but not for others; coverage will depend on family, individual history and condition.

Exactly the same is true for the breast and ovarian cancer genes known as BRCA1 and 2. In those cases, you will require documentation from your doctor in order to get the tests for free. For most of the other preventive services, that won’t be necessary.

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